WiseBizz - Your online resource for success in both home and office business matters...

Your Number 1 Stop For Business Resources

Idea - Execution - Results

Ohio Bankruptcy - Bankruptcy Courts & Attorneys

Ohio Bankruptcy - Bankruptcy Courts & Attorneys

Ohio Bankruptcy State Exemptions

Ohio bankruptcy exemptions were adjusted for inflation in April 2010 and will continue to be adjusted every three years after that. Ohio does not allow federal exemptions to be used in addition to Ohio state exemptions and so anyone filing for bankruptcy in Ohio will need to use the state law. These exemptions include the following:

Homestead: Property up to $20,200 per individual titled.


Personal property: Animals, appliances, books, household goods & furnishings, fishing & hunting equipment and jewelry up to $10,775 total. Beds and clothing up to $200 per item. Car up to $3,225 and cash, money due within 90 days, tax refund, bank, security & utility deposits up to a total of $400. Health aids and tuition payment or credit.

Insurance: Life insurance proceeds for spouse and group life insurance, life insurance/endowment or annuity contracts available to spouse, child or dependents, fraternal benefit society and disability.

Pension: Firefighters, police officers, IRA, public employees, public school employees, ERISA, volunteer firefighters, state highway patrol and public safety officers' death benefit.

Public benefits: Crime victims', workers compensation, unemployment compensation, disability assistance, public assistance and vocational rehabilitation.

Tools of trade: equipment, books and tools up to $2,025.

Wages: A minimum of 75 percent of disposable weekly income or 40 times the federal minimum wage - which ever is more.

There are U.S Bankruptcy Courts in each of Ohio's two districts:

Northern District of Ohio

Toledo Division
411 U.S. Courthouse
1716 Spielbusch Avenue
Toledo, Ohio 43604
Tel: (419) 213-5600

Cleveland Division
Howard M. Metzenbaum U.S. Courthouse
201 Superior Avenue
Cleveland, Ohio 44114-1235
Tel: (216) 615-4300

Youngstown Division
Nathaniel R. Jones Federal Building & U.S. Courthouse
10 East Commerce Street
Youngstown, Ohio 44503-1621
Tel: (330) 742-0900

Akron Division
455 U.S. Courthouse
2 South Main Street
Akron, Ohio 44308
Tel: (330) 252-6100

Canton Division
Ralph Regula Federal Building and United States Courthouse
401 McKinley Ave SW
Canton, OH 44702-1745
Tel: (330) 458-2120

Southern District of Ohio

Cincinnati Divisional Office
221 E. Fourth Street
Atrium Two, Suite 800
Cincinnati, Ohio 45202
Tel: (513) 684-2572

Dayton Divisional Office
120 West Third Street
Dayton, Ohio 45402
Tel: (937) 225-2516

Columbus Divisional Office
170 North High Street
Columbus, Ohio 43215
Tel: (614) 469-6638

You can find bankruptcy attorneys and lawyers in your area using these directory sites: