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If you are investigating Michigan bankruptcy, be aware that as of January 1, 2005, the Western District of Michigan changed their requirements regarding certain bankruptcy forms. Some forms must now be filed electronically, rather than in paper format, via the Western Michigan District Bankruptcy Court at www.miwb.uscourts.gov/.
Michigan allows federal exemptions to be used in addition to their state exemptions, or you may substitute the federal exemptions in place of Michigan state law. These include:
Homestead - Property up to $3,500 is exempt
Personal property - Appliances, utensils, books and household goods up to $1,000, building and loan shares up to $1,000 (in lieu of homestead), burial plots, clothing, family pictures, two cows, 100 hens, five roosters, ten sheep, five swine, hay and grain to last 6 months, food and fuel to last 6 months
Insurance - Disability, mutual life and/or health benefits, life insurance
Miscellaneous - Property of business partnership
Pension - IRAs, firefighters, police officers, judges, legislators, probate judges, public school employees, state employees
Public benefits - AFDC, welfare benefits, crime victims' compensation, unemployment compensation, veterans' benefits, workers' compensation
Tools of trade - Required arms and accoutrements, tools of trade and farm equipment up to $1,000
Wages - At least 60 percent of unpaid wages
There are two Districts in Michigan that offer U.S. Bankruptcy Courts:
Eastern District of Michigan
111 First Street
Bay City, Michigan 48708
(989)894-8840
211 West Fort Street
Detroit, Michigan 48226
(313)234-0065
226 West Second Street
Flint, Michigan 48502
(810)235-4126
Western District of Michigan
Gerald R. Ford Federal Building
110 Michigan Street NW
Room # 299
Grand Rapids, MI 49503
(616) 456-2693
U.S. Courthouse and Federal Building
410 West Michigan
Room 114
Kalamazoo, MI 49007
U.S. Post Office & Federal Courthouse
315 West Allegan Street
Room 101
Lansing, MI 48933
Post Office and Federal Courthouse
202 West Washington Street, 3rd Floor
Marquette, MI 49855
(906) 226-2117
Detroit
Foley & Lardner LLP
Suite 2700
500 Woodward Avenue
Detroit, MI 48226
(313) 234-2800
Gold, Lange & Majoros, P.C.
24901 Northwestern Highway
Suite 444
Southfield, MI 48075
(248) 350-8220
Fitzgerald & Dakmak, P.C.
615 Griswold
Suite 600
Detroit, MI 48226
(313) 964-0800
Grand Rapids
Rayman & Stone
141 East Michigan Avenue
Suite 301
Kalamazoo, MI 49007
(269) 345-5156
David Andersen & Associates PC
P.O Box 141547
866 - 3 Mile NW
Grand Rapids, MI 49514
(616) 784-1700
Kalamazoo
Robert J. Pleznac, Attorney at Law
622 West Lovell
Kalamazoo, MI 49007
(269) 381-3771
Southfield
Kupelian Ormond & Magy, P.C.
25800 Northeastern Highway
Suite 950
Southfield, MI 48075
(248) 357-0000
Troy
Beadle, Burket, Sweet & Savage, PLC.
803 W. Big Beaver
Suite 203A
Troy, MI 48083
(248) 744-0330
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